Meet Your New Competitive Advantage
Increase employer satisfaction, and boost employee engagement with preventive health benefits. No copays. No deductibles. No ... Really.
A plan as simple as it is powerful
Make employers’ and members’ lives easy with a transparent, understandable plan and personalized onboarding.
Flexible benefits solutions all with $0 out-of-pocket costs with the completion of a Baseline Visit
Strong national provider network
Multiple plan tiers available
For Texas and Florida based employers
We're well-positioned to transform health insurance
A- (Excellent) financial strength rating affirmation from the global credit rating agency AM Best
Curative Inc. infused $100 million in capital to strengthen its Curative Insurance Company subsidiary
Building technical capabilities to support a sustainable, innovative business model
Frequently asked questions for brokers
Here's what brokers need to know
We’re here to help you make adopting Curative’s plan fast and easy.
A health benefit that’s actually beneficial
1 monthly premium
Bringing costs down so members have no reason to avoid seeking care
24/7, 365 access
Physicians, care navigation, and member support.
$0 copays, deductibles and out-of-pocket costs.
As long as members complete a Baseline Visit within the first 120 days of plan effective date.
Curative plan options
Curative offers fully-insured and level-funded plan options. Click below to see which plan option is right for your clients.
Fully-insured
Fully-insured
For employers who want Curative to take care of it all.
Availability: Companies in the state of Florida and throughout 34 counties in Texas.
Company size: 51+ employees
Administrative services: Curative
Stop-loss insurance: N/A
Rebate: N/A
Level-funded
Level-funded
For employers who want more transparency and a chance to save money for improved outcomes.
Availability: Companies across Texas and Florida
Company size: 20+ employees
Administrative services: Curative
Stop-loss insurance: Yes
Rebate: 50% of the remaining claims funds
Coverage Uncovered:
Increased Cost-sharing Prices Out Care for Many Working Insured.
View Curative's original survey results to learn more.
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Coverage doesn’t have to be confusing. Let them explain it.
"Our agency went out on a limb to try Curative for one of our large groups. I must say we were a bit apprehensive in the beginning, but I have never seen an employer and its employees absolutely love a health plan. With our shared strategies, employees are engaged and understand their insurance." - Leading benefits broker in Texas
"We have never had a health insurance company call us to check on us after surgery. Never have we had a staff member work till 6pm on a Friday night to get a referral completed so we did not have to change our surgery date. Our care coordinator has reached out to us along the way to check our needs and ensure we are happy and healthy. I do believe this is the best health plan we have ever had." - Christina Pruett, Stallion Manufacturing
Offer the Curative health plan to your clients.
Get in touch with us to learn more about Curative's transparent, next generation health plan.